.section--ivory:has(#tax-calc) { padding-bottom: 2rem; }

.tax-calc { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); gap: clamp(1.5rem, 3vw, 2.5rem); align-items: start; }
.tax-calc__form { display: grid; gap: 1.5rem; }
.tax-calc__group { display: grid; gap: .6rem; }
.tax-calc__group-label { color: var(--ay-color-navy); font-weight: 800; font-size: .95rem; }
.tax-calc__choices { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: .6rem; }
.tax-calc__choice { position: relative; display: flex; align-items: center; justify-content: center; min-height: var(--ay-target); padding: .7rem .6rem; border: 1.5px solid var(--ay-color-line-strong); border-radius: var(--ay-radius-control); background: var(--ay-color-paper); color: var(--ay-color-navy); font-weight: 700; font-size: .9rem; text-align: center; cursor: pointer; transition: border-color 120ms ease, background 120ms ease; }
.tax-calc__choice input { position: absolute; inset: 0; margin: 0; opacity: 0; cursor: pointer; }
.tax-calc__choice:hover { border-color: var(--ay-color-navy); background: var(--ay-color-sage-soft); }
.tax-calc__choice:has(input:checked) { border-color: var(--ay-color-navy); background: var(--ay-color-sage-soft); box-shadow: inset 0 0 0 1px var(--ay-color-navy); }
.tax-calc__choice:has(input:focus-visible) { outline: 3px solid var(--ay-color-focus); outline-offset: 2px; }
.tax-calc__toggle-row { display: flex; flex-wrap: wrap; gap: 1.25rem; }
.tax-calc__toggle { display: flex; align-items: center; gap: .55rem; color: var(--ay-color-navy); font-weight: 600; font-size: .93rem; }
.tax-calc__toggle input { width: 1.15rem; height: 1.15rem; accent-color: var(--ay-color-navy); }
.tax-calc__field { display: grid; gap: .35rem; }
.tax-calc__field label { color: var(--ay-color-navy); font-weight: 700; font-size: .93rem; }
.tax-calc__field-help { margin: 0; color: var(--ay-color-ink-muted); font-size: .8rem; line-height: 1.35; }
.tax-calc__money { position: relative; align-self: start; width: 100%; }
.tax-calc__money::before { content: "$"; position: absolute; top: 50%; left: .85rem; transform: translateY(-50%); color: var(--ay-color-ink-muted); font-weight: 700; }
.tax-calc__money input { padding-left: 1.75rem; }
.tax-calc__two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; }

.tax-calc__results { position: sticky; top: 1.5rem; padding: 1.5rem; border: 1px solid var(--ay-color-line); border-radius: 1.25rem; background: var(--ay-color-brand-navy); color: var(--ay-color-on-navy); box-shadow: var(--ay-shadow-control); }
.tax-calc__results-title { margin: 0 0 1rem; color: var(--ay-color-on-navy); font-family: var(--ay-font-display); font-size: 1.15rem; font-weight: 700; }
.tax-calc__total { display: flex; align-items: baseline; justify-content: space-between; gap: 1rem; padding-bottom: 1rem; margin-bottom: 1rem; border-bottom: 1px solid rgba(255,255,255,.18); }
.tax-calc__total span { color: #cfd9e6; font-size: .9rem; font-weight: 600; }
.tax-calc__total strong { color: var(--ay-color-gold); font-family: var(--ay-font-display); font-size: 2.1rem; font-weight: 800; }
.tax-calc__breakdown { display: grid; gap: .65rem; margin: 0; }
.tax-calc__breakdown div { display: flex; align-items: baseline; justify-content: space-between; gap: .75rem; }
.tax-calc__breakdown dt { margin: 0; color: #b9c6d6; font-size: .85rem; }
.tax-calc__breakdown dd { margin: 0; color: var(--ay-color-on-navy); font-weight: 700; font-size: .9rem; text-align: right; white-space: nowrap; }
.tax-calc__note { margin: 1rem 0 0; padding: .7rem .8rem; border-radius: .6rem; background: rgba(255,255,255,.08); color: #dbe4ee; font-size: .82rem; line-height: 1.4; }
.tax-calc__state { margin-top: 1rem; padding-top: 1rem; border-top: 1px solid rgba(255,255,255,.18); }
.tax-calc__total--state { padding-bottom: 0; margin-bottom: 0; border-bottom: 0; }
.tax-calc__total--state strong { color: var(--ay-color-on-navy); font-size: 1.5rem; }
.tax-calc__total--combined { margin-top: .85rem; padding-top: .85rem; padding-bottom: 0; margin-bottom: 0; border-bottom: 0; border-top: 1px solid rgba(255,255,255,.18); }
.tax-calc__total--combined strong { color: var(--ay-color-gold); font-size: 1.6rem; }

.tax-calc__disclaimer { margin: 2rem 0 0; padding: .9rem 1rem; border: 1px solid var(--ay-color-line-strong); border-radius: .75rem; background: var(--ay-color-sage-soft); color: var(--ay-color-ink); font-size: .85rem; line-height: 1.5; }

@media (max-width: 62rem) {
  .tax-calc { grid-template-columns: 1fr; }
  .tax-calc__results { position: static; }
}
@media (max-width: 30rem) {
  .tax-calc__choices { grid-template-columns: 1fr; }
  .tax-calc__two-col { grid-template-columns: 1fr; }
}